Coming。
1. From the edge to the spotlight
For the first time I've learned that I'm going to be on the list of the most influential women in the business world, the first feeling is how well I can be and the second feeling is what I have to do。
This accreditation is in my name, but it belongs to the Bian team, it belongs to the users of Bian, it belongs to the Chinese, and it belongs to every community member who has turned the industry from an idea to a global wave。
A few years ago, a proto-entrepreneur in the encryption industry appeared on such a list, which is more like today's business, moving from the edge of finance and technology to the spotlight, which is not my “achievement”, and I just saw the waves roll over and stand bravely on board and learn to wave with stupid hands. However, this recognition represents another step in the long journey of the block chain industry from a small crowd of extremists to the daily lives of the general public. But there is still a long way to go, and it has to be built one by one, one by one, to grind, that's what we do every day。
I used to call myself the chief guest service, and I liked that look up. In Bian, all colleagues who enter management, first-line passenger service in the first month, have to return to shifts every quarter — and so do myself. Logic is stupid: the things you can't see in your office, the users watch for you every day。
Last year in Dubai, a Kenyan young man stopped me while he was out. He sends his salary home to his mother every month through a coin. He didn't ask about block chain structures, he didn't ask about token economics. He just wanted me to know how much money Mom is collecting now and how much money she's missing on the road. He doesn't need to be "educated" about encrypted money. All he needs is a viable product。
He's not an example. Over the past five years, over 34 million people have completed remittances through Binance Pay, with a cumulative scale of over $87 billion. Based on World Bank average global remittance rates of 6.36 per cent, we save users over $5 billion-- – Instead of disappearing to the agents, the money went back to the family table, to the school fees of the children and to the start-up funds for small businesses。
2. They should decide for themselves what they are and what their lives are。
I was born in a small village in Sichuan, the kind of place you're hard to find on the map. When I was a little girl, I had to put on some kerosene lights to do my work, and the little girl in the village took someone else's ID to the factory before she was 16。
When my father died at the age of nine, my uncle said to my mother, “It would be better to keep the money for your son to marry his daughter-in-law if she had so much schooling”. But my mother was so stubborn, she was a substitute teacher, she grew up, she was a man who fed me and sent me to college。
All these years I've been asked, "Why are you working so hard because you're rich and free? To be honest, not everyone has a chance to change the world, but I'm making history, coming and coming. Why not? The ancients said, “The poor are the only ones who are good, and Daze is the best.”
In India's second and third-line cities, there's a group of 36 to 50-year-old women. Their mothers had never had their own bank accounts in their lifetime and they had not had them a year earlier. Over the past year, they have become one of our fastest growing user groups. Those who are not listening are quietly taking their judgments, their own money, the future of their families, their right to know, decision-making from old systems, into a faster, more efficient and lower-cost financial world, and they are beginning to think, for the first time 12 years ago, about “what is money?” This is more important than any grand narrative。
During these years, Bian has done thousands of small things in villages in South Africa, Brazil and India: scholarships, training, basic financial literacy. They are not large, but they are happening in one place. I don't like the word "enabling women". It sounds like someone's holding the key and deciding whether to open the door or not. What I'd rather do was tear that door down and let more people come in. It is up to them to decide who they are and what their lives are。
From $300 million to $3 billion
When we said that Bian wanted to serve 1 billion users, outside people thought we were out of our minds. Today we have more than 300 million users, and 1 billion are no longer distant dreams. So this year we changed the target to 3 billion。
To be honest, before I said that, I thought: Isn't that right? Are we good enough? But there is one thing I'm sure of: if we don't set the target here, no one will set it for these 3 billion people。
Three billion, or approximately adults, are today outside the formal financial system. This means that what we are going to do is not just an encrypted currency exchange, but a financial infrastructure that can feed the daily lives of 3 billion people。
AI IS RESHAPING PRODUCTIVITY. BUT IF PRODUCTIVITY BELONGS TO ONLY A FEW COMPANIES, IT IS NOT A REVOLUTION, IT IS A NEW MONOPOLY. OVER THE PAST YEAR, WE HAVE PUT IN THE HANDS OF ORDINARY USERS MANY OF THE TOOLS THAT USED TO BE AFFORDABLE ONLY TO PROFESSIONAL INSTITUTIONS: A PERSON WHO DOESN'T KNOW THE CODE CAN ALSO GET AI TO HELP HIM OPTIMIZE HIS DECISION-MAKING; AND A PERSON WHO FIRST COMES INTO CONTACT WITH ENCRYPTION CAN ASK QUESTIONS IN NATURAL LANGUAGES. FINANCE SHOULD NOT BE A MINORITY LANGUAGE。
THERE IS ANOTHER THING THAT THE BLOCK CHAIN HAS TO DO: LET EVERYONE WHO USES AI GET THEIR SHARE OUT OF THE VALUE IT CREATES. TOGETHER, THESE TWO THINGS WILL MAKE IT POSSIBLE TO RISE FROM 300 MILLION TO 3 BILLION。
There is a very simple saying: if you do not like the world, then change it. I went step by step from Sichuan's 30-year-old village to the county, to the city, to the world, and I knew better than anyone that the world you wanted was like Rome, not to be built in one day。
Well, let's get back to work。
It's a big deal。
Who's the chief customer service
27 May 2026
